Tailored Deposit & Credit Solutions for Daily Earners
Transparent passbook schemes engineered to nurture disciplined savings habits and provide capital when your enterprise needs it most.
Daily Pigmy Deposit Passbook
Our signature daily micro-savings program tailored for retail traders, street merchants, transport operators, and daily wage earners. Save modest daily surpluses without breaking working capital flow.
- Flexible Daily Targets: Start with as little as ₹100, ₹200, or customized daily amounts.
- Doorstep Field Visits: Our agent comes to your counter so you never leave your business unattended.
- Lump-Sum Maturity: Accumulate substantial corpus at tenure end for inventory restocking or family obligations.
Standard Daily Pigmy Schemes
Typical tenure: 12 months • Sunday Policy Governed
Monthly Recurring Micro-Deposits
Designed for salaried professionals, rent recipients, and businesses with predictable monthly cash cycles. Set a designated day of the month for collection.
- Fixed Monthly Due Date: Select a convenient monthly due day (e.g. 1st, 5th, or 10th).
- Multi-Channel Payment: Pay in cash to your agent or scan our verified UPI QR code.
- Overdue Protection: Receive gentle payment reminders before installment cutoff dates.
Monthly Deposit Structure
Custom monthly amounts • Tenures: 6 to 36 months
Small Enterprise & Merchant Micro-Loans
Need urgent capital for festive inventory, machinery repair, or trade expansion? Consistent Pigmy depositors with verified KYC are eligible for fast-track micro-enterprise loans.
- Fast Documented Sanction: Minimal paperwork for verified KYC passbook holders.
- Flexible Repayment Terms: Daily or monthly amortization options aligned with your income.
- Transparent Amortization: Track principal outstanding and schedule repayments on your portal.
Micro-Credit Features
Fast-track evaluation for established Pigmy customers